Visit us at:

14394 Country Trace Circle Duncanville, AL 35456


Bill Bein


Mon - Fri
8:00am - 5:00pm

Sat - Sun
By Appointment Only

Local Schools

Maxwell Elementary
Duncanville Middle
Hillcrest High

Country Ridge Homes

Common Sense Lending is committed to going beyond the credit score, by providing the consumer with a more personal involvement with the home buying process. CSL reviews each application with a more hands on approach and is able to assist in getting the applicant the desired down payment, interest rate, and monthly payment.

Manufactured Home

"With all the rules and regulations that we have in today's world, it is refreshing to see some Common Sense practices when it comes to lending in our industry. I can recall many customers in my 38 years in the Manufactured Housing Industry, who were able to get a home because of a Common Sense decision made by a loan officer; unfortunately, they would not be allowed to own a home today. We need more lenders like Common Sense Lending."

Johnny Edmundson
Factory Oulet Homes
Athens, TN

Common Sense Lending

  • Chattel Lending
  • Land & Home
  • Land & Lieu
  • Equity Loans
  • No Minimum Credit
    Score Required
CSL Finance ApplicationClick to View and Print
  • Licensed Underwriter on Staff
  • Centralized Management at one Location
  • Quick & Easy Applications


"From First Homes to Dream Homes"