Common Sense Lending is committed to going beyond the credit score, by providing the consumer with a more personal involvement with the home buying process. CSL reviews each application with a more hands on approach and is able to assist in getting the applicant the desired down payment, interest rate, and monthly payment.

"With all the rules and regulations that we have in today's world, it is refreshing to see some Common Sense practices when it comes to lending in our industry. I can recall many customers in my 38 years in the Manufactured Housing Industry, who were able to get a home because of a Common Sense decision made by a loan officer; unfortunately, they would not be allowed to own a home today. We need more lenders like Common Sense Lending."

Johnny Edmundson
Factory Oulet Homes
Athens, TN

Chattel Lending Land & Home Land & Lieu Equity Loans No Minimum Credit Score Required

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Licensed Underwriter on Staff Centralized Management at one Location Quick & Easy Applications

"From First Homes to Dream Homes"